IDFC FIRST Bank Ashva Credit Card: Elite Rewards with Indian Heritage

The IDFC FIRST Bank Ashva Credit Card reflects modern Indian taste with cultural pride. The name Ashva, meaning horse, symbolises strength, freedom, and forward momentum. Its metal design takes inspiration from ancient heraldry, folklore, and Indian art, giving it a bold yet classy feel.

With this card, you earn 2,500 reward points on paying the joining fee. Spend over ₹20,000 in your second and third statement cycles and earn 2,500 reward points each time. 

Sounds rewarding already? Continue reading to discover what makes this card stand out!

What are the Benefits of the IDFC FIRST Bank Ashva Credit Card?

The IDFC FIRST Bank Ashva Credit Card offers a low 1% forex markup, travel insurance, VISA concierge support, generous airport and railway lounge access, and premium VISA privileges. Here are the other benefits of this card: 

1. Travel Benefits

• 4 complimentary visits to Indian airport lounges per quarter.
• 2 complimentary visits to global airport lounges per quarter.
• 4 complimentary railway lounge visits per quarter.
• Trip cancellation cover up to ₹25,000

2. VISA Privileges

• You get discounted airport meet and greet services at 450 global destinations.
• Discounts on airport transfers and limousine services across 3,000 cities in 83 countries.
• Access 900+ luxury hotels, including ITC and Elivaas, with exclusive benefits.

3. Lifestyle Privileges

• Enjoy a Buy 1 Get 1 movie ticket offer via BookMyShow, with up to ₹400 off.
• Get up to 2 complimentary golf rounds or lessons every month.
• Receive a 1% fuel surcharge waiver up to ₹300 per statement cycle.

4. Insurance and Protection

• Get roadside assistance worth ₹1,399 for towing support, jumpstarts, etc.
• Access comprehensive travel insurance coverage up to USD 1,200.
• Get lost card liability cover of ₹50,000 for unauthorised card usage.

💡You can also enhance your lifestyle by downloading the Pice App. Avoid late credit card bill payments by receiving notifications. You can even pay your credit card bills using the Pice App. So, hurry up and download now!

IDFC FIRST Bank Ashva Credit Card Rewards Program

The IDFC FIRST Bank Ashva Credit Card reward points depend on spend value and transaction type, which keeps the system clear and easy to track. They apply to every ₹150 spent on qualifying transactions.

• Earn 10X reward points on eligible incremental spends above ₹20,000 in a statement cycle.
• Earn 5X reward points on eligible spends up to ₹20,000 in the same cycle.
• Rent, government, wallet load, and education expenses earn 3X reward points only.
• Earn 1 reward point per ₹150 on utility and insurance transactions.
• Earn up to 50X reward points on hotel bookings made through the IDFC FIRST Bank app.
• Get up to 30X reward points on flight bookings booked via IDFC FIRST Bank app.

Note: No reward points apply to fuel spends, though a fuel surcharge waiver remains available. EMI conversions, fees, GST, loans on card, balance transfers, and cash withdrawals do not earn reward points.

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IDFC Ashva Credit Card Charges

The following table shows the IDFC FIRST Bank Ashva Credit Card charges: 

Conclusion

The IDFC FIRST Bank Ashva Credit Card blends modern luxury with Indian heritage, offering premium travel, lifestyle, and reward benefits. From generous lounge access to accelerated reward points and strong insurance coverage, it’s a compelling choice for frequent travellers and lifestyle-focused spenders.

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